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I tipped the scale at exactly 100kg today, woot. I wasn't paying attention to it, but that means I also dropped into triple digits in Newtons a couple weeks ago. (Disclaimer: due to local variations in the acceleration of gravity, I may be slightly above or below 100kg, as the scale simply converts poundage into kilogram equivalents.)
Well, the bank refunded my overdraft fee and promised me no note had been entered in my credit history, but it turns out that it actually wasn't their fault.
It turns out that, in my credit card statement is a phrase that, when translated from financespeak into English, means that the credit card company doesn't show the bank the original check in any fashion at all. They just ask for the money and then dispose of the check, not even providing a scan of the check to the bank. Lovely. If you see "ACH" on your bank statement after any check, it means "Automatic ClearingHouse", and that means your bank never sees the check.
It turns out that, in my credit card statement is a phrase that, when translated from financespeak into English, means that the credit card company doesn't show the bank the original check in any fashion at all. They just ask for the money and then dispose of the check, not even providing a scan of the check to the bank. Lovely. If you see "ACH" on your bank statement after any check, it means "Automatic ClearingHouse", and that means your bank never sees the check.
.